List of Credit Information Providers
List of Credit Information Providers
Click on the link above for the most recent List of Credit Information Providers (lenders), who have submitted personal and credit information to the Central Credit Register.
From time to time, lenders may sell off portfolios of loans and this will result in a change of name from the original Credit Information Provider to the new Credit Information Provider on your credit report. In addition, institutions may merge or be taken over, and this also will result in a change of name from the original Credit Information Provider to the new Credit Information Provider.
In both examples, the new Credit Information Provider is obliged to report information to the Central Credit Register, including their name.
Section 3.11 of the Central Bank’s Consumer Protection Code, sets out the conditions under which such transfers should be notified to consumers. More information is available on the Central Bank website.
Your credit report is created only from the information that is submitted by each Credit Information Provider. The Central Credit Register does not have access to any supporting documentation relating to any loan, such as loan application forms or terms and conditions. If you require more information regarding the transfer of your loan, you should refer directly to the Credit Information Provider named on your credit report.