Applying for a Credit Report

Once your online application is submitted, you will receive an email acknowledging your application. Your reference number will be contained in this email, so please keep this information secure.

To avoid delays when making your application, please make sure, that all your documentation is in order such as your signed application form and valid identification documentation. See the list of acceptable documentation here.

We cannot accept documentation from external drive sites (e.g. Google Drive, OneDrive, Dropbox). If you are unable to upload your documents through our website, please email us at myrequest@centralcreditregister.ie with documentation attached in PDF or JPEG format.

Your application then joins a queue to be checked and once your application has been accepted, it will be sent for processing. We will only contact you if any documentation is missing, out of date or illegible. Please check your spam or junk folder regularly as some email providers may automatically move the email there.

Using the personal information provided by you, a search will be performed on the Central Credit Register. If no credit report is identified, you will be advised by email to the email address you have provided.

If a credit report is identified, then you will receive an email with a link to your credit report. For individuals this can be accessed by inputting your reference number and your PPSN. The link will remain valid for 30 days.

For companies this can be accessed by inputting your reference number and your password. Your password is provided to you by way of a separate email. The password and link will remain valid for 30 days.

The Central Credit Register will accept digitally signed application forms. You may submit a completed application form with a recognisable digital signature however plain text or cursive font will not be accepted. The signature must match the signature supplied on your identification document.

Alternatively, you may upload a note (in PDF or JPEG format) which includes:

• Reference number contained on your application form
• Handwritten signature
• Date of signature

You will also need identification documents to proceed with your request.

 You should provide your current address, and your most recent address and any other address you believe is associated with any loans you have or may have had.

Borrowers who are individuals can submit a request for their credit report at any time free of charge, subject to such requests not being excessive as per the General Data Protection Regulation. This is called 'fair usage'. Borrowers who are not individuals (for example companies) may submit a request for a credit report once a year free of charge. There will be a charge of €6.35 for any subsequent request within the year.